Homeowners Insurance
The best and most complete homeowners insurance in Arizona.
Homeowners Insurance, Built for you.
Every home is different—your insurance should be, too. At RL Jones Insurance, we offer flexible coverage options to protect what matters most, whether you own a house, condo, or rental.
Our coverage options
Comprehensive Property Coverage
Protects against most sudden, accidental losses not excluded in your policy.
Named Peril Coverage
Covers specific risks like fire, lightning, wind, and hail.
Liability Coverage
Protects you if you're responsible for injuries or property damage to others.
Actual Cash Value
Covers repair or replacement costs, accounting for depreciation.
Replacement Cost
Replaces damaged items with new ones, without depreciation
Extended Replacement Cost
Adds up to 25% more coverage to help rebuild your home (availability varies).
Optional add-ons
Additional Living Expenses
Replacement Cost on Personal Property
Jewelry, Watch, and Fur Coverage
Business Property and Liability
High Liability Limits
Not sure which coverage you need? We're here to help you find the right plan.